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Free Tools

Free Financial Calculators & Muhurat Tools

Every tool below is genuinely free, needs no sign-up, and runs right in your browser. These are educational planning tools, not investment advice.

From SIPs, EMIs and taxes to auspicious timing, pick a tool below to run the numbers or find a supportive muhurat window. Each result is illustrative and based only on the inputs you enter.

AstroCapitalX is an educational Vedic astrology platform and is not a SEBI-registered investment advisor. Nothing here is a recommendation, an offer, or investment advice. Please consult a qualified, registered advisor before any financial decision.

Investing calculators

SIP Calculator

Project what a monthly SIP could grow to over time at an assumed rate of return.

Free tool

Lumpsum Calculator

See how a one-time investment may compound across your chosen time horizon.

Free tool

FD Calculator

Work out fixed deposit maturity and total interest for any amount, rate and tenure.

Free tool

PPF Calculator

Estimate your PPF balance and interest earned across the 15-year lock-in.

Free tool

Retirement / FIRE Calculator

Gauge the corpus you may need to retire early and live off your savings.

New

Loans & Tax

EMI Calculator

Calculate the monthly EMI, total interest and full payout on any loan.

Free tool

Income Tax Calculator FY 2026-27

Compare your tax under the old and new regimes for FY 2026-27 in seconds.

New

GST Calculator

Add or remove GST at any slab and split the CGST and SGST instantly.

Free tool

Muhurat & timing

Gold Muhurat Calculator

Find the next auspicious windows to buy gold, localised to your city and sunrise.

Free tool

Money Muhurat Today

Today's supportive windows for money moves, read through a classical Vedic lens.

Free tool

Investment Muhurat

Scan upcoming days for a favourable muhurat to begin a fresh investment.

Free tool

Discover yourself

What Kind of Investor Are You?

A quick quiz that maps your temperament and habits to an investing style.

Free quiz

Free Financial Birth Chart

Your wealth yogas, Dasha theme and money significators, from your birth details.

Free report

Go beyond the numbers

Your free Financial Birth Chart reads your wealth yogas, your money houses and the Dasha period running now, from your own birth details. A deeper, personal companion to the tools above.

Get your free financial birth chart →